California HOA law is changing in 2026, and boards need to stay informed. Here's a quick breakdown of the key updates:
1. AB 130 – $100 Cap on HOA Fines
Late fees and interest on HOA fees are now prohibited. Homeowners must have expanded opportunities to cure violations before disciplinary action is taken.
2. SB 900 – Utility Repairs + Emergency Assessments
HOAs must restore essential utilities within 14 days if the disruption comes from common area systems. Boards can authorize emergency assessments or loans without a member vote if reserves are insufficient. Utility infrastructure must now be included in reserve studies.
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3. SB 428 – Expanded Harassment Protections
HOA managers and staff are now included in harassment protections. Restraining orders can now be issued in cases of threats, repeated disturbances, or intimidation.
4. AB 472 – Assessment Limits for Affordable Housing
This limits assessment increases for new HOAs with significant deed-restricted affordable housing components. Boards in mixed income communities will need to account for these limits in budgeting.
Stay Informed
Be sure to keep up to date with new laws and regulations being discussed at law seminars, including the 2026 CAI Law Seminar and the 2026 Southern California Law Seminar. These seminars go into depth about enforcement ambiguity, inspection compliance, and governance risk.